Salesforce Exam 201 Commercial Banking Functional Topic 3 Question 46 Discussion

Actual exam question for Salesforce's 201 Commercial Banking Functional exam

Question #: 46
Topic #: 3

[All 201 Commercial Banking Functional Questions]

Which Collateral Management feature enables the functionality of comparing the value of a piece of collateral to the value of all loans pledged to that particular piece of collateral?

ACollateral Coverage Ratio

BCollateral Pledged

CComplex Collateral

DLoan Ratio

Show Suggested Answer

Suggested Answer: A

by Maile at Sep 15, 2024, 03:16 AM

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Phil

3 months ago

Collateral Coverage Ratio for the win! Unless, of course, the answer is 'Collateral Pledged' and I'm just being a clown.

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Fletcher

2 months ago

C) Complex Collateral

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Wai

2 months ago

B) Collateral Pledged

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Rocco

2 months ago

A) Collateral Coverage Ratio

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Felicitas

3 months ago

Definitely Collateral Coverage Ratio. I can't imagine any of the other choices doing what the question is asking for.

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Nicholle

3 months ago

Collateral Coverage Ratio is essential for evaluating the value of collateral against loans.

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Leonor

3 months ago

Yeah, Collateral Coverage Ratio is specifically designed for that purpose.

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Frank

3 months ago

I agree, Collateral Coverage Ratio is the correct feature for that comparison.

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Devorah

4 months ago

I'm going with Collateral Coverage Ratio. It seems to be the only option that addresses the comparison of collateral value to loan value.

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Theodora

3 months ago

Loan Ratio also doesn't specifically focus on comparing collateral value to loan value.

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Deandrea

3 months ago

Complex Collateral doesn't seem to directly address the comparison aspect.

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Ming

3 months ago

I think Collateral Pledged is more about the actual collateral being pledged, not the comparison of values.

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Emile

4 months ago

I agree, Collateral Coverage Ratio is the correct feature for that comparison.

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Tora

4 months ago

The Collateral Coverage Ratio sounds like the right answer. It allows you to compare the value of the collateral to the loans pledged against it.

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Hannah

3 months ago

B) Collateral Pledged

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Hershel

4 months ago

Yes, that's correct. The Collateral Coverage Ratio is used to compare the value of collateral to the loans pledged.

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Lonna

4 months ago

A) Collateral Coverage Ratio

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Leonor

4 months ago

I'm not sure, but I think D) Loan Ratio could also be a possible answer.

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Jamal

4 months ago

I agree with Lanie, because Collateral Coverage Ratio compares the value of collateral to the value of loans.

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Lanie

4 months ago

I think the answer is A) Collateral Coverage Ratio.

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