Salesforce Exam 201 Commercial Banking Functional Topic 2 Question 42 Discussion

Actual exam question for Salesforce's 201 Commercial Banking Functional exam

Question #: 42
Topic #: 2

[All 201 Commercial Banking Functional Questions]

Which Collateral Management feature enables the functionality of comparing the value of a piece of collateral to the value of all loans pledged to that particular piece of collateral?

ACollateral Coverage Ratio

BCollateral Pledged

CComplex Collateral

DLoan Ratio

Show Suggested Answer

Suggested Answer: A

by Gabriele at Jul 17, 2024, 02:03 AM

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Yuki

6 months ago

Collateral Coverage Ratio, no doubt. Although, I heard a rumor they're introducing a new feature called 'Collateral Confetti' that just sprinkles glitter on your loans. Sounds delightful.

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Jessenia

6 months ago

Collateral Coverage Ratio, easy peasy. Although, I wonder if they'll trick us and ask about the Collateral Collapsibility Coefficient instead.

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Nidia

6 months ago

Definitely Collateral Coverage Ratio. This is a classic question they like to ask on these exams.

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Ellsworth

6 months ago

I'm pretty sure it's Collateral Coverage Ratio. That's the one that checks if the collateral is worth enough to cover the loans.

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Micheline

5 months ago

I agree, Collateral Coverage Ratio is the key feature for comparing collateral value to loan value.

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Alisha

5 months ago

Yeah, Collateral Coverage Ratio is definitely the feature that checks if the collateral is sufficient to cover the loans.

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Vincent

5 months ago

I think you're right, Collateral Coverage Ratio is the one that compares the value of collateral to the value of loans.

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Devon

5 months ago

Collateral Coverage Ratio is definitely the feature that helps in determining if the collateral value is enough to cover the loans.

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An

5 months ago

I agree, Collateral Coverage Ratio is crucial for managing risk and ensuring the loans are adequately secured.

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Leonida

6 months ago

Yes, Collateral Coverage Ratio is essential for ensuring that the collateral is sufficient to cover the loans.

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Delmy

6 months ago

I think you're right, Collateral Coverage Ratio is the feature that compares the value of collateral to the value of loans.

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Kenneth

7 months ago

Actually, I believe it's A) Collateral Coverage Ratio because it compares the value of collateral to all loans.

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Glory

7 months ago

I'm not sure, but I think it's D) Loan Ratio.

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Kerrie

7 months ago

Collateral Coverage Ratio seems like the correct answer. It compares the value of the collateral to the value of the loans, right?

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Colette

5 months ago

Exactly, it's all about ensuring there is enough value in the collateral to cover the loans.

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Miesha

5 months ago

A) Collateral Coverage Ratio

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Eun

6 months ago

Collateral Coverage Ratio is more about the comparison of values, not just pledging.

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Valentine

6 months ago

Collateral Coverage Ratio helps in managing risk by ensuring the value of collateral is sufficient to cover the loans.

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Oneida

6 months ago

B) Collateral Pledged

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Ahmed

6 months ago

Yes, that's correct. It helps in assessing the risk associated with the collateral.

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Talia

6 months ago

It's important to have a good Collateral Coverage Ratio to ensure the loans are adequately secured.

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Gennie

6 months ago

Yes, you are correct. Collateral Coverage Ratio is the feature that compares the value of collateral to the value of loans.

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Suzan

7 months ago

A) Collateral Coverage Ratio

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Franchesca

7 months ago

I agree with Donte, Collateral Coverage Ratio makes sense.

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Donte

7 months ago

I think the answer is A) Collateral Coverage Ratio.

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