Salesforce Exam 201 Commercial Banking Functional Topic 1 Question 44 Discussion

Actual exam question for Salesforce's 201 Commercial Banking Functional exam

Question #: 44
Topic #: 1

[All 201 Commercial Banking Functional Questions]

Which Collateral Management feature enables the functionality of comparing the value of a piece of collateral to the value of all loans pledged to that particular piece of collateral?

ACollateral Coverage Ratio

BCollateral Pledged

CComplex Collateral

DLoan Ratio

Show Suggested Answer

Suggested Answer: A

by Tony at Aug 29, 2024, 12:07 AM

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Bette

2 months ago

I believe it's A) Collateral Coverage Ratio because it compares the value of collateral to all loans.

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Paris

2 months ago

I'm not sure, but I think it's D) Loan Ratio.

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Laticia

3 months ago

I agree with Simona, Collateral Coverage Ratio makes sense.

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Simona

3 months ago

I think the answer is A) Collateral Coverage Ratio.

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Pauline

3 months ago

Hah, this one's a no-brainer. It's the Collateral Coverage Ratio, not those other options. Collateral management is all about making sure the bank isn't getting the short end of the stick!

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Shawnda

1 months ago

Exactly, that's the feature that does the comparison.

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Thurman

1 months ago

A) Collateral Coverage Ratio

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Rima

1 months ago

Close, but not quite. It's about the coverage ratio specifically.

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Benton

1 months ago

D) Loan Ratio

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Aide

1 months ago

No, it's not about just pledging collateral, it's about the ratio.

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Jacklyn

2 months ago

B) Collateral Pledged

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Lucina

2 months ago

That's right, the Collateral Coverage Ratio is key for comparing values.

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Kayleigh

2 months ago

A) Collateral Coverage Ratio

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Gregg

3 months ago

I'm pretty sure it's the Collateral Coverage Ratio. Collateral Pledged is just the total amount of collateral, not the comparison to the loans. Gotta keep that ratio in check!

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Meaghan

3 months ago

The Collateral Coverage Ratio is definitely the feature that allows for this comparison. It's like the financial version of a scale - gotta make sure the collateral outweighs the loans!

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