Salesforce Exam 201 Commercial Banking Functional Topic 1 Question 40 Discussion

Actual exam question for Salesforce's 201 Commercial Banking Functional exam

Question #: 40
Topic #: 1

[All 201 Commercial Banking Functional Questions]

Which Collateral Management feature enables the functionality of comparing the value of a piece of collateral to the value of all loans pledged to that particular piece of collateral?

ACollateral Coverage Ratio

BCollateral Pledged

CComplex Collateral

DLoan Ratio

Show Suggested Answer

Suggested Answer: A

by Sang at Jun 28, 2024, 10:02 PM

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Jeannetta

6 months ago

I believe it's A) Collateral Coverage Ratio because it helps in assessing the value of collateral against loans.

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Bobbie

6 months ago

I'm not sure, but I think it could also be D) Loan Ratio.

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Gracie

6 months ago

Collateral Coverage Ratio, no doubt. It's like the financial version of 'measure twice, cut once' - gotta make sure that collateral's got you covered!

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Carmelina

4 months ago

B) Collateral Pledged

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Juliana

4 months ago

Definitely, Collateral Coverage Ratio is crucial for comparing the value of collateral to loans.

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Noah

4 months ago

A) Collateral Coverage Ratio

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Kaitlyn

4 months ago

Agreed, it's all about making sure you're protected.

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Kaitlyn

4 months ago

A) Collateral Coverage Ratio

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Albert

4 months ago

That's important too, but the coverage ratio really gives you the full picture.

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Alise

5 months ago

B) Collateral Pledged

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Ben

5 months ago

Definitely! It's crucial to have that safety net in place.

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Frank

5 months ago

A) Collateral Coverage Ratio

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Jaclyn

6 months ago

I agree with Domonique, Collateral Coverage Ratio makes sense.

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Nidia

6 months ago

The Collateral Coverage Ratio, easy peasy. It's like a built-in collateral insurance policy, you know?

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Luisa

5 months ago

That's a good option too, but the Collateral Coverage Ratio specifically compares values.

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Felix

6 months ago

B) Collateral Pledged

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Stefan

6 months ago

Exactly! It's a great way to ensure the value of the collateral is sufficient for the loans.

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Marnie

6 months ago

A) Collateral Coverage Ratio

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Domonique

6 months ago

I think the answer is A) Collateral Coverage Ratio.

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Abraham

7 months ago

Collateral Coverage Ratio sounds like the right answer to me. Gotta keep a close eye on that ratio, or the bank might just repo your stuff!

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Krystina

7 months ago

I think it's gotta be the Collateral Coverage Ratio. Wouldn't want to get caught with insufficient collateral, that's for sure!

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Viola

6 months ago

Yes, it's important to have a clear understanding of the value of collateral compared to the loans pledged.

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Wayne

6 months ago

I agree, the Collateral Coverage Ratio is crucial for ensuring there is enough collateral to cover the loans.

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Vicente

7 months ago

The Collateral Coverage Ratio is the key feature here. It's all about making sure the collateral value covers the loan amount.

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Alona

6 months ago

No, it's not Collateral Pledged. The key feature for comparing values is the Collateral Coverage Ratio.

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Ezekiel

6 months ago

B) Collateral Pledged

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Paul

6 months ago

That's correct! The Collateral Coverage Ratio is essential for comparing the value of collateral to the value of loans.

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Emiko

6 months ago

A) Collateral Coverage Ratio

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