Pegasystems Exam PEGACPDC88V1 Topic 3 Question 16 Discussion

Actual exam question for Pegasystems's PEGACPDC88V1 exam

Question #: 16
Topic #: 3

U+ Bank wants to offer credit cards only to low-risk customers. The customers are divided into various risk segments from Good to Very Poor. The risk segmentation rules that the business provides use the Average Balance and the customer Credit Score.

As a decisioning architect, you decide to use a decision table and a decision strategy to accomplish this requirement in Pega Customer Decision Hub.

Using the decision table, which label is returned for a customer with a credit score of 240 and an average balance 35000?

AVery Poor

BGood

CFair

DPoor

Show Suggested Answer

Suggested Answer: C

Pega Customer Decision Hub is a dynamic and adaptive system that constantly reevaluates the Next-Best-Action for each customer based on their interactions and feedback. If a customer rejects an offer, the system will update the customer profile and the offer performance, and then reapply the Next-Best-Action strategy to select and prioritize another offer that is more relevant and valuable for the customer. Verified Reference: [Pega Decisioning Consultant | Pega Academy]

by Lili at Mar 16, 2024, 03:35 PM

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Allene

1 months ago

A credit score of 240? Ouch, that's lower than my GPA in college. I'm guessing the bank's not going to be handing out any platinum cards to this customer!

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Amos

11 days ago

No way, with a credit score of 240, they're definitely not in the Good segment.

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Kattie

13 days ago

B) Good

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Royce

17 days ago

That customer is definitely in the Very Poor segment.

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Emily

20 days ago

A) Very Poor

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Kandis

2 months ago

This is a classic case of using a decision table to determine risk segmentation. Based on the information given, D) Poor is the obvious answer. Piece of cake!

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Marva

17 days ago

D) Poor

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Jacquline

2 months ago

Ha! Trying to trick us, are they? A credit score of 240 and an average balance of 35,000 is definitely not 'Good'. I'm going with D) Poor, no doubt about it.

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Lucina

28 days ago

User 3: Agreed, D) Poor seems like the right label for that customer.

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Deeann

29 days ago

User 2: Yeah, those numbers don't sound like 'Good' to me either.

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Afton

1 months ago

User 1: I think it's D) Poor too.

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Shenika

2 months ago

Hmm, I'm not too sure about this one. The question doesn't provide much context on the exact risk segment thresholds. I'd have to double-check the decision table to be certain.

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Junita

17 days ago

The label returned for a customer with credit score 240 and average balance 35000 is 'Good'.

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Kizzy

24 days ago

I think the decision table would classify them as 'Good' based on those values.

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Dominque

1 months ago

Customer with credit score 240 and average balance 35000 falls under the 'Good' label.

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Marget

3 months ago

I think the label returned would be Very Poor because the customer has a low credit score and a high average balance.

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Tracey

3 months ago

With a credit score of 240 and an average balance of 35,000, I'd say the answer has to be D) Poor. The risk segmentation rules seem pretty straightforward here.

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