PCI Exam CPSA Topic 7 Question 28 Discussion

Actual exam question for PCI's CPSA exam

Question #: 28
Topic #: 7

A cardholder wants to make purchases using their phone, so they have their cardholder information programmed into their SIM card using their mobile phone provider. Which of the following best describes this system?

ACard personalization

BHost Card Emulation (HCE) provisioning

CSecure Element (SE) provisioning

DOver-the-air (OTA) provisioning

Show Suggested Answer

Suggested Answer: B

by Charlette at Jun 30, 2024, 06:08 AM

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Ma

4 months ago

I think it's B) Host Card Emulation (HCE) provisioning, as it allows the phone to emulate a card for contactless payments.

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Gracia

4 months ago

I'm not sure, but I think D) Over-the-air (OTA) provisioning could also be a possibility.

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Heidy

4 months ago

I agree with Sherita, because the Secure Element is a secure chip in the phone that stores the cardholder information.

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Sherita

4 months ago

I think the answer is C) Secure Element (SE) provisioning.

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Emmanuel

4 months ago

Over-the-air provisioning, huh? Sounds like they're beaming the card info straight into the phone. I wonder if it comes with a free tin foil hat to block the mind control signals.

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Stefania

4 months ago

A) Card personalization? Really? That's more about customizing the physical card, not using a phone. I'd go with D) Over-the-air (OTA) provisioning.

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Kiera

4 months ago

Hmm, I'm not so sure. I was thinking C) Secure Element (SE) provisioning might be the right choice, since that involves storing sensitive data on a secure chip.

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Aileen

3 months ago

D) Over-the-air (OTA) provisioning

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Alesia

3 months ago

C) Secure Element (SE) provisioning

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Roselle

3 months ago

B) Host Card Emulation (HCE) provisioning

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Goldie

3 months ago

A) Card personalization

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Youlanda

5 months ago

I think B) Host Card Emulation (HCE) provisioning is the correct answer here. It's the best way to describe a system where the cardholder's information is stored on their SIM card.

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Jospeh

3 months ago

I think it's C) Secure Element (SE) provisioning, as it involves storing sensitive information securely.

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Dorcas

4 months ago

I agree, B) Host Card Emulation (HCE) provisioning is the correct answer.

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