A cardholder wants to make purchases using their phone, so they have their cardholder information programmed into their SIM card using their mobile phone provider. Which of the following best describes this system?
Haha, I bet the correct answer is Option D, Over-the-air (OTA) provisioning. That's like beaming the card info straight to your phone, right? What could go wrong?
I think Option B, Host Card Emulation (HCE) provisioning, is the correct answer. It allows the cardholder to use their phone for payments without a physical card.
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