PCI Exam CPSA Topic 1 Question 25 Discussion

Actual exam question for PCI's CPSA exam

Question #: 25
Topic #: 1

A cardholder wants to make purchases using their phone, so they have their cardholder information programmed into their SIM card using their mobile phone provider. Which of the following best describes this system?

ACard personalization

BHost Card Emulation (HCE) provisioning

CSecure Element (SE) provisioning

DOver-the-air (OTA) provisioning

Show Suggested Answer

Suggested Answer: B

by Kenny at May 18, 2024, 11:19 AM

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Gilma

5 months ago

Haha, I bet the correct answer is Option D, Over-the-air (OTA) provisioning. That's like beaming the card info straight to your phone, right? What could go wrong?

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Dulce

5 months ago

No way, man! Option C, Secure Element (SE) provisioning, is the way to go. That's the more secure way to store the card info on the phone.

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Annamaria

4 months ago

B: Yeah, I agree. It's definitely the more secure option compared to the others.

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Weldon

4 months ago

A: I think option C, Secure Element (SE) provisioning, is the best choice for storing card info on the phone.

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Scarlet

5 months ago

B: Yeah, I agree. It's definitely more secure than the other options.

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Chantell

5 months ago

A: I think option C, Secure Element (SE) provisioning, is the best choice for storing card info on the phone.

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Marleen

5 months ago

A: Definitely, it's important to prioritize security when it comes to payment methods.

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Owen

5 months ago

B: Yeah, I agree. It's the most secure way to keep your information safe.

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Noe

5 months ago

A: I think option C, Secure Element (SE) provisioning, is the best choice for storing card info on the phone.

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Bettina

6 months ago

I think Option B, Host Card Emulation (HCE) provisioning, is the correct answer. It allows the cardholder to use their phone for payments without a physical card.

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Jerry

4 months ago

I think Option D, Over-the-air (OTA) provisioning, is the most convenient method for cardholder information programming.

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German

5 months ago

I think Option C, Secure Element (SE) provisioning, is the most secure way to program cardholder information into a phone.

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Gail

5 months ago

I think you might be right, Option B, Host Card Emulation (HCE) provisioning, does make sense.

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Alline

5 months ago

I believe it is Option A, Card personalization, that best describes this system.

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Tori

5 months ago

I'm not sure, but I think Option D, Over-the-air (OTA) provisioning, could also be a possibility.

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Kattie

5 months ago

I think it's actually Option C, Secure Element (SE) provisioning, that describes this system.

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Jordan

5 months ago

Yes, HCE provisioning is the technology that allows for secure transactions using a mobile device.

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Rex

6 months ago

I agree, Option B, Host Card Emulation (HCE) provisioning, is the correct answer.

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Bulah

6 months ago

I agree, Option B, Host Card Emulation (HCE) provisioning, is the correct answer.

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