Williams National Bank has its home office in New York State; however, it has branches in Nebrask A . The federal banking agencies most recent host state loanto- deposit publication lists the loan-to-deposit ratio for Nebraska as 78 percent. For Williams Bank to pass the loan-to-deposit screen of the Reigle-Neal Act, what must its loan-to-deposit ratio be for Nebraska?
In the small bank performance standard, which of the following is NOT a criterion?
Bob Richardson has had three loan applicants this morning:
* Heather Smith, age 17, who needs a car loan for $9,500 for 3 years
* John Bako, age 42, who would like a stock loan for $15,000 for 1 year
* Maynard Williams, age 70, recently retired, who needs a $50,000 home improvement loan for 12 years Bob's bank uses a judgmental credit evaluation system. For which of these applications is Bob able to consider the age of the applicant as a factor in the decision making process?
As an alternative to providing a periodic statement, a financial institution holding payroll card accounts may make available:
The sender's liability for warranties and indemnities that a Reserve Bank makes for a substitute check is subject to the following conditions and limitations EXCEPT:
Stephane
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