AHIP Exam AHM-540 Topic 3 Question 91 Discussion

Actual exam question for AHIP's AHM-540 exam

Question #: 91
Topic #: 3

The delivery of quality, cost-effective healthcare is a primary goal of both group healthcare and workers' compensation programs. One difference between group healthcare and workers' compensation is that workers' compensation

Aprovides health and disability benefits to employees injured on the job only if the employer is at fault for the injury

Bprovides coverage for a variety of direct and indirect healthcare, disability, and workplace costs

Cmanages costs by including employee cost-sharing features in its benefit design

Dplaces limits on benefits by restricting the amount of benefit payments or the number of covered hospital days or provider office visits

Show Suggested Answer

Suggested Answer: B

by Ciara at Jul 03, 2024, 01:04 PM

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Lili

8 months ago

Woah, this is a tough one. I'm feeling a bit like a worker's comp claims adjuster trying to figure this out. Might as well just go with B and call it a day!

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Maira

8 months ago

I'm going with C. Employees have to share the costs in workers' comp, just like in group healthcare plans. Keeps things affordable for the system, right?

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Leota

8 months ago

Hmm, I'm not sure. These healthcare programs can be tricky, but I feel like B is the best answer here. Gotta cover all the bases, you know?

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Isabella

7 months ago

B makes sense. It's important to consider all the different costs that can come up in workers' compensation.

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Noelia

7 months ago

Yeah, I agree. It's important to have coverage for different healthcare and workplace expenses.

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Sol

7 months ago

I think B is the best answer too. It covers a variety of costs.

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Jamal

7 months ago

B does seem like the most inclusive choice. It covers a lot of different aspects of healthcare.

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Ressie

7 months ago

I'm leaning towards B as well. It seems like the most comprehensive option.

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Lauryn

7 months ago

Yeah, I agree. It's important to have coverage for various expenses.

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Oretha

8 months ago

I think B is a good choice too. It covers a wide range of costs.

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Natalie

8 months ago

I think workers' compensation also helps manage costs by setting limits on benefits.

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Peter

8 months ago

I believe workers' compensation helps cover medical expenses and lost wages for injured workers.

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Ciara

9 months ago

D sounds more accurate to me. Workers' compensation programs often have limits on benefits to manage costs, like capping the amount of payments or the number of covered visits.

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Charlene

8 months ago

Yes, that's true. It helps in managing the overall expenses for the program.

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Charlene

8 months ago

I agree, workers' compensation programs do often have limits on benefits to control costs.

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Glory

9 months ago

Yeah, I agree. It's like a safety net for employees who get hurt on the job.

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Johna

9 months ago

I think workers' compensation is more focused on injuries at work.

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Antonio

9 months ago

I think the correct answer is B. Workers' compensation covers a wide range of costs, both direct and indirect, related to workplace injuries. It's not just about health benefits, but also disability and other expenses.

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Ronny

8 months ago

User 2

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Domonique

8 months ago

User 1

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