AHIP Exam AHM-540 Topic 1 Question 104 Discussion

Actual exam question for AHIP's AHM-540 exam

Question #: 104
Topic #: 1

The Mental Health Parity Act (MHPA) of 1996 is a federal law that establishes requirements for behavioral healthcare coverage for group plan members. The MHPA

Arequires health plans to offer mental health benefits to all eligible members

Bprohibits health plans that offer mental health benefits from imposing lower annual or lifetime dollar limits on mental illnesses than they do on physical illnesses

Cprovides an exemption for health plans that can demonstrate cost savings of more than 1 percent

Dprohibits health plans from limiting the number of outpatient visits or inpatient days covered under the plan

Show Suggested Answer

Suggested Answer: B

by Elmira at Dec 09, 2024, 11:35 AM

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25%

13 days ago

The correct answer is B. The MHPA prohibits health plans from imposing lower annual or lifetime limits on mental health benefits compared to physical health benefits.

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Raymon

2 days ago

C) provides an exemption for health plans that can demonstrate cost savings of more than 1 percent

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Fernanda

3 days ago

B) prohibits health plans that offer mental health benefits from imposing lower annual or lifetime dollar limits on mental illnesses than they do on physical illnesses

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Gracia

5 days ago

A) requires health plans to offer mental health benefits to all eligible members

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Lillian

19 days ago

I think the MHPA requires health plans to offer mental health benefits to all eligible members.

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