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AHIP Exam AHM-540 Topic 1 Question 104 Discussion

Actual exam question for AHIP's AHM-540 exam
Question #: 104
Topic #: 1
[All AHM-540 Questions]

The Mental Health Parity Act (MHPA) of 1996 is a federal law that establishes requirements for behavioral healthcare coverage for group plan members. The MHPA

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Suggested Answer: B

by Elmira at Dec 09, 2024, 11:35 AM

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Dominque
3 months ago
B is the way to go. Mental health is just as important as physical health, and the MHPA recognizes that.
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Lenita
2 months ago
It's important to prioritize mental health and ensure that individuals have access to the care they need.
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Cordell
2 months ago
Absolutely, it's great that the MHPA ensures that mental health benefits are not limited compared to physical health benefits.
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Edmond
2 months ago
I agree, mental health should be treated equally to physical health.
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Laine
3 months ago
Yes, that's correct. The MHPA ensures that mental health benefits are on par with physical health benefits.
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Mi
3 months ago
Ha! I bet the insurance companies wish they could choose C. Good thing the MHPA is there to keep them honest.
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Leigha
2 months ago
I'm glad there are laws in place to protect people's mental health rights.
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Johnathon
2 months ago
The MHPA helps ensure that mental health is treated with the same importance as physical health.
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Merilyn
2 months ago
It's important that people have access to the care they need, regardless of the type of illness.
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Lonna
3 months ago
I agree, insurance companies shouldn't be able to skimp on mental health coverage.
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Wynell
3 months ago
But doesn't the MHPA also prohibit health plans from imposing lower dollar limits on mental illnesses?
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Rodolfo
3 months ago
D looks tempting, but B is the right choice. No more discriminating against mental health on insurance plans!
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Tamra
2 months ago
I think D is important too, we shouldn't have limits on outpatient visits or inpatient days for mental health care.
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Justine
3 months ago
I agree, B is definitely the right choice. Mental health should be treated equally to physical health.
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Salena
3 months ago
I agree with Lillian, it's important for everyone to have access to mental health coverage.
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Cecily
3 months ago
I agree with B. Parity is essential for ensuring adequate coverage for mental health conditions.
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Eulah
3 months ago
The correct answer is B. The MHPA prohibits health plans from imposing lower annual or lifetime limits on mental health benefits compared to physical health benefits.
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Sheridan
3 months ago
D) prohibits health plans from limiting the number of outpatient visits or inpatient days covered under the plan
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Raymon
3 months ago
C) provides an exemption for health plans that can demonstrate cost savings of more than 1 percent
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Fernanda
3 months ago
B) prohibits health plans that offer mental health benefits from imposing lower annual or lifetime dollar limits on mental illnesses than they do on physical illnesses
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Gracia
3 months ago
A) requires health plans to offer mental health benefits to all eligible members
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Lillian
4 months ago
I think the MHPA requires health plans to offer mental health benefits to all eligible members.
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