AHIP Exam AHM-540 Topic 1 Question 104 Discussion

Actual exam question for AHIP's AHM-540 exam

Question #: 104
Topic #: 1

The Mental Health Parity Act (MHPA) of 1996 is a federal law that establishes requirements for behavioral healthcare coverage for group plan members. The MHPA

Arequires health plans to offer mental health benefits to all eligible members

Bprohibits health plans that offer mental health benefits from imposing lower annual or lifetime dollar limits on mental illnesses than they do on physical illnesses

Cprovides an exemption for health plans that can demonstrate cost savings of more than 1 percent

Dprohibits health plans from limiting the number of outpatient visits or inpatient days covered under the plan

Show Suggested Answer

Suggested Answer: B

by Elmira at Dec 09, 2024, 11:35 AM

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Dominque

24 days ago

B is the way to go. Mental health is just as important as physical health, and the MHPA recognizes that.

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Cordell

2 days ago

Absolutely, it's great that the MHPA ensures that mental health benefits are not limited compared to physical health benefits.

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Edmond

9 days ago

I agree, mental health should be treated equally to physical health.

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Laine

28 days ago

Yes, that's correct. The MHPA ensures that mental health benefits are on par with physical health benefits.

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Mi

29 days ago

Ha! I bet the insurance companies wish they could choose C. Good thing the MHPA is there to keep them honest.

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Merilyn

4 days ago

It's important that people have access to the care they need, regardless of the type of illness.

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Lonna

22 days ago

I agree, insurance companies shouldn't be able to skimp on mental health coverage.

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Wynell

1 months ago

But doesn't the MHPA also prohibit health plans from imposing lower dollar limits on mental illnesses?

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Rodolfo

1 months ago

D looks tempting, but B is the right choice. No more discriminating against mental health on insurance plans!

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Tamra

17 days ago

I think D is important too, we shouldn't have limits on outpatient visits or inpatient days for mental health care.

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Justine

26 days ago

I agree, B is definitely the right choice. Mental health should be treated equally to physical health.

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Salena

1 months ago

I agree with Lillian, it's important for everyone to have access to mental health coverage.

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Cecily

1 months ago

I agree with B. Parity is essential for ensuring adequate coverage for mental health conditions.

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Eulah

1 months ago

The correct answer is B. The MHPA prohibits health plans from imposing lower annual or lifetime limits on mental health benefits compared to physical health benefits.

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Sheridan

26 days ago

D) prohibits health plans from limiting the number of outpatient visits or inpatient days covered under the plan

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Raymon

1 months ago

C) provides an exemption for health plans that can demonstrate cost savings of more than 1 percent

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Fernanda

1 months ago

B) prohibits health plans that offer mental health benefits from imposing lower annual or lifetime dollar limits on mental illnesses than they do on physical illnesses

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Gracia

1 months ago

A) requires health plans to offer mental health benefits to all eligible members

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Lillian

2 months ago

I think the MHPA requires health plans to offer mental health benefits to all eligible members.

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