AHIP Exam AHM-520 Topic 5 Question 10 Discussion

Actual exam question for AHIP's AHM-520 exam

Question #: 10
Topic #: 5

The following statements are about rate ratios used by health plans. Select the answer choice containing the correct statement:

AWhile rate ratios consider family size, they are most often based on competitive factors, such as the ratios being used by competitors and the ratios that plan sponsors are requesting.

BIf the rate ratio for a couple rate category is 2.0, then the single premium is divided by 2.0 to derive the couple rate category premium.

CA rate ratio can only be increased if the health plan has obtained regulatory approval.

DThe effect of a typical family rate ratio is that a family rate is somewhat higher than it otherwise should be, and the single rate is somewhat lower that it otherwise should be.

Show Suggested Answer

Suggested Answer: A

by Delmy at May 10, 2022, 01:03 AM

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