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AHIP Exam AHM-520 Topic 4 Question 89 Discussion

Actual exam question for AHIP's AHM-520 exam
Question #: 89
Topic #: 4
[All AHM-520 Questions]

In a comparison of small employer-employee groups to large employer-employee groups, it is correct to say that small employer-employee groups tend to:

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Suggested Answer: B

by Pansy at May 28, 2024, 09:10 PM

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Justine
9 months ago
Haha, this question is a real head-scratcher! It's like trying to herd cats when it comes to small employer-employee groups.
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Elfrieda
9 months ago
D) Expose an health plan to a lower risk of anti selection
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Tonette
9 months ago
C) Have less frequent and smaller claims fluctuations
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Diane
9 months ago
A) More closely follow actuarial predictions with respect to morbidity rates
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Alva
10 months ago
Hmm, I'm not so sure. I think option C makes the most sense - smaller groups tend to have less frequent and smaller claims fluctuations.
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Lelia
10 months ago
I disagree, I believe option D is the right answer. Smaller groups are more susceptible to adverse selection, which exposes the health plan to higher risk.
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Davida
9 months ago
I agree with Davida, smaller groups do expose the health plan to a higher risk of anti selection.
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Carin
9 months ago
I disagree, I believe option D is the right answer. Smaller groups are more susceptible to adverse selection.
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Donte
9 months ago
I think option A is correct. Small groups tend to closely follow actuarial predictions.
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Fairy
10 months ago
I agree with Candra. This is because small groups have a more stable pool of employees, leading to less variability in claims.
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Cathrine
10 months ago
I think option B is correct. Small employer-employee groups tend to have higher administrative expenses as a percentage of their total premiums.
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Melynda
9 months ago
C) Have less frequent and smaller claims fluctuations
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Sunny
9 months ago
C
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Leeann
9 months ago
B
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Sharan
9 months ago
B) Generate more administrative expenses as a percentage of the total premium amount the group pays
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Jamey
9 months ago
A) More closely follow actuarial predictions with respect to morbidity rates
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Viola
10 months ago
B) Generate more administrative expenses as a percentage of the total premium amount the group pays
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Devon
10 months ago
A) More closely follow actuarial predictions with respect to morbidity rates
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Phil
10 months ago
B) Generate more administrative expenses as a percentage of the total premium amount the group pays
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Reyes
10 months ago
A) More closely follow actuarial predictions with respect to morbidity rates
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Candra
10 months ago
I think small employer-employee groups tend to have less frequent and smaller claims fluctuations.
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