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AHIP Exam AHM-520 Topic 4 Question 100 Discussion

Actual exam question for AHIP's AHM-520 exam
Question #: 100
Topic #: 4
[All AHM-520 Questions]

In a comparison of small employer-employee groups to large employer-employee groups, it is correct to say that small employer-employee groups tend to:

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Suggested Answer: B

by Valentin at Sep 17, 2024, 01:48 PM

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Nancey
5 months ago
Option C makes the most sense to me. Small groups tend to have more volatile claims experience due to their smaller size.
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Doyle
4 months ago
C) Have less frequent and smaller claims fluctuations
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Nana
4 months ago
B) Generate more administrative expenses as a percentage of the total premium amount the group pays
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Wenona
5 months ago
A) More closely follow actuarial predictions with respect to morbidity rates
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Judy
6 months ago
But don't small groups also expose health plans to a lower risk of anti selection?
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Kaitlyn
6 months ago
I agree with Izetta. Small groups are more stable in terms of claims.
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Izetta
6 months ago
I think small employer-employee groups tend to have less frequent and smaller claims fluctuations.
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Linn
6 months ago
Haha, small groups are like a group of friends trying to figure out insurance - more like a comedy show than actuarial predictions!
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Isaac
6 months ago
I disagree, I believe option D is the right answer. Small groups are more susceptible to anti-selection, which can expose the health plan to higher risk.
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Stevie
5 months ago
Louvenia: That's a good point, anti-selection can definitely be a concern for small employer-employee groups.
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Margurite
6 months ago
I agree with Margurite, small groups can expose the health plan to higher risk.
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Louvenia
6 months ago
I disagree, I believe option D is the right answer. Small groups are more susceptible to anti-selection.
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Desmond
6 months ago
I think option A is correct. Small groups tend to closely follow actuarial predictions.
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Val
6 months ago
I think option B is the correct answer. Small groups tend to have higher administrative costs as a percentage of the total premium.
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Elbert
6 months ago
B
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Lawanda
6 months ago
B
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