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AHIP Exam AHM-250 Topic 5 Question 88 Discussion

Actual exam question for AHIP's AHM-250 exam
Question #: 88
Topic #: 5
[All AHM-250 Questions]

The Employee Retirement Income Security Act (ERISA) requires health plan members who receive healthcare benefits through employee benefit plans to file legal challenges involving coverage decisions or plan administration at the federal level. Under the te

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Suggested Answer: B

by Margret at May 22, 2024, 03:22 PM

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Kelvin
10 months ago
As a small business owner, I'm just glad the NAIC is trying to keep health insurance costs down. Any of these options would be better than the rates we're seeing now.
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Rebeca
10 months ago
Haha, I bet the insurance companies would love to charge $160. But the NAIC is probably not that generous with small groups.
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Jarvis
10 months ago
D) $160 seems too high. The model act is supposed to ensure accessibility and affordability, so the maximum rate shouldn't be that much higher than the lowest rate.
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Alida
9 months ago
C) $120
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Olene
9 months ago
B) $80
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Alisha
9 months ago
A) $60
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Malcolm
10 months ago
I think the answer is B) $80. The model act is designed to make health benefits affordable for small groups, so the maximum rate should be reasonable.
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Val
9 months ago
I think it's C) $120, the maximum rate can be higher than the lowest rate.
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Val
9 months ago
I agree, the answer is B) $80.
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Myra
9 months ago
Yes, that makes sense. It's important for small groups to have affordable options for group health benefits.
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Adolph
9 months ago
I agree, the answer is B) $80. The model act aims to keep rates within a certain ratio to make health benefits accessible for small groups.
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Oretha
10 months ago
The answer is clearly C) $120. The model act limits the rate spread to a particular ratio, so the maximum rate would be double the lowest rate.
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Paola
10 months ago
That makes sense, the maximum rate would indeed be double the lowest rate.
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Paola
10 months ago
C) $120
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