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AAFM Exam CWM_LEVEL_2 Topic 7 Question 65 Discussion

Actual exam question for AAFM's CWM_LEVEL_2 exam
Question #: 65
Topic #: 7
[All CWM_LEVEL_2 Questions]

Section C (4 Mark)

Read the senario and answer to the question.

Assume the following additional facts:

The Shankers have purchased a homeowner's policy (comprehensive) covering 100% of the replacement cost of their residence. This policy has a Rs. 500 deductible. Also, they have purchased a disability income policy with a 30-day elimination period and an any-occupation definition of disability.

What actions should the Shankers consider in order to improve the quality of the insurance program described above?

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Suggested Answer: B

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